Forward-Looking Statement

 These presentations may contain forward-looking statements which can be identified by the context of the statement and generally arise when CAREIF RIC LTD is discussing its beliefs, estimates or expectations. Such statements include projections, forecasts, expectations, and plans and objectives of management for future operations and operating and financial performance, as well as any related assumptions. These statements are not historical facts or guarantees of future performance but instead represent only CAREIF RIC LTD's belief at the time the statements are made regarding future events, which are subject to significant risks, uncertainties and other factors, many of which are outside of CAREIF RIC LTD's control. Actual results and outcomes may differ materially from what is expressed or forecast in such forward-looking statements. These risks and uncertainties are described in greater detail in CAREIF RIC LTD's Prospectuses as presented herein. The factors discussed in these reports include, but are not limited to, changes in national or regional economic or business conditions, including supply and demand in the homebuilding and / real estate development industry, employment levels and interest rates, competition, customer cancellations, shortages or price changes in raw materials, or labor shortages, and other factors that could affect demand for our homes, mortgage loans or construction services or the profitability of our operations. Information prepared by CAREIF RIC LTD that is accessible through this statement speaks only as of the date it was prepared. CAREIF RIC LTD makes no commitment, and disclaims any duty, to update any forward-looking statement to reflect future events or changes in CAREIF RIC LTD's expectations.